With your future home or investment property resting on a successful application, choosing the right mortgage is one of the most important financial decisions you'll ever make. Yet the process can be overwhelming given the complex choice of mortgage products, each lender's differing criteria and the high stakes involved. We're here to guide you through the process and help secure the perfect mortgage for you.
Whether you’re a first-time buyer, home mover or property investor, our team of mortgage advisers are here to get you the mortgage you need to realise your property dreams. With a reputation for perseverance, we keep going until we’ve exhausted every avenue, so you can trust we’ll do our very best to make your mortgage happen.
We understand a lot rests on the success of your mortgage application and stress levels are potentially already high. Whether you’ve already had an unsuccessful application or are starting fresh, we know we need to nail that application for you. And we will.
With access to over 12,000 products from more than 90 lenders, many of whom you couldn’t approach direct, we’ve got a broad market to tap into. And our vast experience over several years means we know what the lenders want to see from an applicant. So with our help, you’ll soon be celebrating the news you’ve secured a mortgage, and you’re one step nearer to picking up the keys.
You’re probably busy, so we’ll fit around you. If you’d like an out-of-standard office hours appointment, that’s fine with us. Also, we can meet to discuss your mortgage and insurance protection face-to-face at one of our offices or remotely via video conferencing.
Because we play by the book we want to tell you that...
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
The Smart Mortgage Company is a trading name of Brook Financial Services Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
Brook Financial Services Ltd Registered Office: The Old Courthouse, 60a London Road, Grantham, NG31 6HR Registered in England Number: 07311674.